Employers Health Network (EHN) Coverage for Mental Health Treatment
When you or a member of your family needs mental health treatment, the last thing you want to worry about is unexpected or unaffordable costs. This is why many employers offer workplace mental health benefits designed to help employees and their families access care. Even so, understanding how mental health benefits work can still be confusing, especially when you are already under stress.
Some employers provide mental health services through employer-arranged programs rather than traditional insurance. Because these programs differ from one employer to another, it is not always clear what support is available or how to use it.
This guide explains Employers Health Network (EHN) and how it can be used to access mental health care. We will discuss:
- How Employers Health Network works and how it differs from traditional insurance
- EHN structure, costs, and employee payment responsibilities
- EHN therapy services and outpatient mental health care
- EHN inpatient mental health coverage
- EHN residential treatment coverage
- Conditions supported through EHN mental health help
- Access to EHN behavioral health providers
What Is Employers Health Network (EHN)?
Employers Health Network is not an insurance plan or insurance company. EHN works with employers to help their employees access healthcare providers through their workplace benefits. Through this setup, healthcare providers in the EHN network agree to offer services at lower, pre-negotiated rates. This allows employers to control healthcare costs through their own benefit plans, rather than paying standard insurance premiums.¹
Understanding Your Workplace Mental Health Benefits
When you are already experiencing health issues, having to make sense of mental health benefits can add extra pressure at an already difficult time. Because employer-sponsored benefits vary, it helps to start with a simple overview of the types of mental health services an employer may offer.
Depending on your employer’s program, mental health support may include:
- Behavioral health services
- Psychotherapy or counseling
- Inpatient mental health treatment
- Other services included in your employer’s benefit plan
Which services are available, how they are accessed, and what employees may need to pay depends on how an employer structures its benefits. Not every option will apply in every situation, and access may be limited to participating providers or specific programs.
Next, we will look at how Employers Health Network (EHN) differs from traditional insurance plans.2
EHN’s Access & Payment for Mental Health Services
Employers Health Network’s mental health benefits affect how you find providers and what you may pay for care. EHN helps employers guide employees toward mental health providers who are part of its network, including therapists, counselors, and other behavioral health professionals. As mentioned earlier, these providers have already agreed to offer services at lower, pre-negotiated rates.
In practical terms, this means EHN helps point you to care that may cost less, but it does not decide what treatment is covered or paid for. What you pay depends on your employer’s benefit plan, including whether a service is covered and how costs are shared.
Some employers offer both an employee mental health insurance plan and access to EHN. If that is your situation, EHN can help you find in-network providers, and your employer’s plan will determine what is covered and paid for. Reviewing your benefits early can help avoid confusion later.
How Do EHN Therapy Services Work?
- Working through past pain and trauma
- Goal setting
- Coping with life’s everyday challenges
- Emotional regulation
- Problem-solving
- Setting healthy boundaries
- Learning to ask for help3
What EHN Mental Health Help Is Available?
Your EHN employee mental health benefits program can connect you with local providers that can help with several mental health and behavioral issues. Whether you or someone in your family is experiencing a mental or behavioral problem, there should be professionals available within your plan. Below, we look at common reasons people seek mental health support through the EHN provider network, including depression, anxiety, trauma, and situations where inpatient care may be recommended.
Depression Treatment
One of the most common mental illnesses is depression. For people with depressive episodes, regular activities can seem impossible. They may feel unable to cope with how they feel, and in the most serious cases, may have thoughts of harming themselves. If you or someone you love is experiencing depression or depressive thoughts, it’s important to get help right away. Ignoring symptoms or hoping that someone will get over it on their own rarely works and can even be dangerous.
Depression may feel difficult to overcome, but it is often possible with the right treatment. Your EHN provider network may provide access to cognitive behavioral therapy (CBT), and other forms of psychotherapy which can make a big difference in managing symptoms. Medications are sometimes recommended by physicians in severe cases to help with symptoms, but it is important to discuss these and their side effects with your professional mental health team.4
Anxiety Therapy
Another common mental health problem that millions of people all over the world experience is anxiety. Anxiety is that feeling of your heart racing and palms sweating, while your thoughts race to the worst-case scenario. However, those aren’t the only symptoms. Anxiety has other signs, including:
- Nervousness
- Trembling
- Feeling tired or weak
- Trouble sleeping
- A sense of impending danger
- Difficulty controlling worry
- Upset stomach5
One challenge with anxiety is that the range of symptoms and their severity can increase if left untreated. If you are experiencing anxiety that is affecting your daily life, you can explore the EHN anxiety therapy providers in the network.
Trauma Treatment
If you or a loved one has experienced a trauma, getting into counseling or psychotherapy as early as possible can make a real difference. Trauma can take a long time to recover from, and the sooner support begins, the better prepared you will be to manage the ups and downs of recovery.
Some of the best types of therapy available for trauma treatment are cognitive behavioral therapy (CBT), cognitive processing therapy (CPT), and eye movement desensitization and reprocessing (EMDR) therapy. These options, in combination with other psychotherapies or medications, can give you the best chance at a healthy life after trauma.6 EHN trauma treatment providers within the network can give you or your family the support needed at a reduced cost of care.
EHN Residential Treatment Coverage
In some cases, you or your family member may need inpatient care. When mental health symptoms become more severe or pose a danger to someone’s safety, residential treatment may be necessary. Through EHN residential treatment coverage, employees and families can be connected to participating inpatient mental health programs in the EHN network.
Before you decide on a facility, you should make sure that the residential treatment program is in the EHN network. Inpatient treatment can be costly at times, so getting the discounted rate within your network can make a big difference. Residential programs provide a safer environment for the individual and peace of mind for their family, knowing their loved one is safe and cared for 24/7.7
The Importance of EHN Insurance Verification
Before starting mental health treatment, it helps to take a moment to check how your EHN benefits work for you. While Employers Health Network can connect employees and families with mental health providers in the network, details like costs, approvals, and available levels of care can vary a lot.
Verification is simply a way to get clear answers up front. It can give you a full list of EHN behavioral health providers, what types of services are available, and what you might be expected to pay. This step becomes especially important if you need inpatient or residential mental health treatment.
Many families choose to verify their benefits early so there are no surprises later. Mission Prep can help walk you through this process by reviewing your EHN information and confirming your chosen provider is in the network.
Mission Prep: Behavioral Health Providers
If you’re looking for mental health help for your teenager, contact Mission Prep to help understand how your EHN benefits may apply. We offer the individualized support that your child needs to cope and move forward. EHN assists with access to mental health professionals in your area, including therapists who provide cognitive behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), and other proven therapies.
Mission Prep locations are available in California and Virginia, but families from other states often choose to travel for care. There are real benefits to traveling for treatment, including giving teens space to focus fully on recovery without everyday distractions.
Contact Mission Prep today for a consultation or assessment and help your teen balance their stability and well-being.
References
- CB Insights. (n.d.). Employers Health Network: Products, competitors, financials, employees, headquarters locations. https://www.cbinsights.com/company/employers-health-network
- HealthCare.gov. (n.d.). Mental health and substance abuse health coverage options. https://www.healthcare.gov/coverage/mental-health-substance-abuse-coverage/
- Mental Health America. (2025, March 26). Therapy. https://mhanational.org/resources/therapy/
- Institute for Quality and Efficiency in Health Care (IQWiG). (2024, April 15). Depression: Learn more – How is depression treated? InformedHealth.org, NCBI Bookshelf. https://www.ncbi.nlm.nih.gov/books/NBK279282/
- Mayo Clinic. (n.d.). Anxiety disorders: Symptoms and causes. https://www.mayoclinic.org/diseases-conditions/anxiety/symptoms-causes/syc-20350961
- American Psychological Association. (n.d.). Treatments for PTSD. https://www.apa.org/ptsd-guideline/treatments
- National Alliance on Mental Illness. (2025, July 29). Residential treatment. https://www.nami.org/kids-teens-and-young-adults/kids-and-parents/residential-treatment/
